The Powerball USA Lottery was launched in 1992 replacing the popular Lotto America. They had their first draw on the 22 of April 1994. Powerball USA was the first to use the two-drum system, meaning they have a single drum drawing 5 of a possible 69 white ball numbers, and the other drum drawing 1 of possible 26 red Powerball numbers. This systems concept has allowed them to have higher jackpot odds, multiple prize levels as well as lower overall odds of winning (the potential to have a winning ticket with only one number drawn). The two drum system has been popularised and adapted all over the globe ever since.
The Powerball USA-Lottery is drawn exactly at 10:59pm, Eastern Standard-Time, on the nights of Wednesdays and Saturdays. The official cut off time for buying tickets is 10:00pm ET, though some states may cut off ticket sales earlier.
Players can choose their own lucky numbers, or they can have them randomly picked for them. There is a minimum age requirement for those that wish to play, which is 18 years old in most states, except in Nebraska where the legal age is 19, and in Arizona, Iowa and Louisiana where the age is 21. It doesn’t matter what country Powerball players are from. Official rules allow Indian players to buy tickets and play lottery legally.
|Numbers Matched||Odds Of Winning||Prize Money|
|5 plus the Powerball||1 in 292,201,338||Jackpot|
|5||1 in 11,688,054||$1 million|
|4 plus the Powerball||1 in 913,130||$50,000|
|4||1 in 36,525||$100.00|
|3 plus the Powerball||1 in 14,494||$100.00|
|3||1 in 580||$7.00|
|2 plus the Powerball||1 in 701||$7.00|
|1 plus the Powerball||1 in 92||$4.00|
|Powerball alone||1 in 38||$4.00|
The odds of winning overall are 1 in 25.
The Power Play multiplier is applicable to anyone who opts in for the extra $1 per ticket. The x2, x3, x4, x5 or x10 multiplier is randomly selected before each Powerball draw. The only exception of this is the 5 number match, which is doubled up to $2 million regardless of which multiplier has been selected. The x10 multiplier will only appear if the jackpot is at or below $150 million
|Numbers Matched||Base Winnings||X2 Multiplier||X3 Multiplier||X4 Multiplier||X5 Multiplier||X10 Multiplier|
|Odds of Multiplier||–||1 in 1.79||1 in 3.23||1 in 14.33||1 in 21.5||1 in 43|
|5 plus the Powerball||Jackpot||Jackpot||Jackpot||Jackpot||Jackpot||Jackpot|
|5||$1 million||$2 million||$2 million||$2 million||$2 million||$2 million|
|4 plus the Powerball||$50,000||$100,000||$150,000||$200,000||$250,000||$500,000|
|3 plus the Powerball||$100||$200||$300||$400||$500||$1000|
|2 plus the Powerball||$7||$14||$21||$28||$35||$70|
|1 plus the powerball||$4||$8||$12||$16||$20||$40|
There is a time limit to claim your prize, between 90 days and 1 year, depending on which state you are in. You can claim prizes of up to $600 at an authorised lottery retailer. However for larger winning amounts you will need to fill out a claims form and submit it by mail to a regional claims centre, or visit a claims centre in person. Should you win the jackpot you will need to directly contact the state lottery and claim your prize personally.
Tourists can certainly play the Powerball Lottery and win. Just like citizens, tourists have the 90 day to 1 year time frame to claim their winnings in the state of ticket purchase. Larger prize winners will have to visit the regional claims centre or the state lottery to claim their prize. If you happen to return home before you are able to claim your prize, you can nominate someone in the state of purchase to claim it on your behalf. Non US taxpayers will also incur expatriation taxes off of their claim, usually between 24-30% depending on how much money was won.
Those people who play Powerball online via such websites as TheLotter, PlayHugelottos and Lottoland to buy tickets. These ticket messenger services buy Powerball tickets in the US on your behalf, which are then scanned and sent out to an encrypted account for you to access. Prizes are then transferred back to you, once the service employees receive it themselves. However, any jackpot prizes winners who aren’t citizens will need to be in the USA to be able to claim from the state lottery. An airfare seems a little bit poultry when you compare it to all the prize money you’ve just won!
If you win the Powerball jackpot you will have a choice to either receive a lump sum cash payment or a graduated annuity paid over 30 years. With the lump sum option you actually receive your prize money in two installments; one with the money made from ticket sales on that particular game, and one of combined funds from the next weeks rollover game. The graduated annuity option has your prize money paid once a year for 30 years, the first payment is made when you claim the winnings. The remainder then gets invested back into the lottery and gains associated profits during the 30 year period. Your prize will grow 5% annually and will be adjusted for things like inflation, and the costs of living.
Generally, lower tiered prize winners don’t have to make a choice between the two options, though some states have different rules. Some states, such as New Jersey, will let you change from annuity to cash (within a 60 day period). Meanwhile in some other states, such as Texas, the choice is bound to the type of ticket you have bought.
The key fact that players from India should know is that lottery companies buy Powerball tickets in the states with the lowerst lotto taxes in the USA.
Prizes of up to $600 aren’t taxed at all, but any prize winnings between $600 and $5000 will have to be reported on your federal income tax form. Any winnings over $5000 will be subject to be withheld for federal tax purposes, usually between 24-37% is withheld. Depending on which state you reside in you may be subject to different federal or state taxes. Powerball winners who reside in places such as Pennsylvania are subject only to a federal tax, whereas New York will additionally tax you at a state level of over 8%. California, Florida and a few others states do not tax lotto winnings at all, and places such as New Hampshire or Tennessee will only charge you on interest and dividends.
|ARIZONA||5% for residents, 6% for non residents|
|NEW HAMPSHIRE||No income tax|
|CALIFORNIA||No state tax|
|DELAWARE||No state tax|
|FLORIDA||No income tax|
|MARYLAND||8.75% for residents, 7% for non residents|
|NEW YORK||8.82% plus 3.648% for New York City or 0.897% for Yonkers|
|PENNSYLVANIA||No state tax|
|SOUTH DAKOTA||No income tax|
|TENNESSEE||No income tax|
|TEXAS||No income tax|
|WASHINGTON||No income tax|
|DISTRICT OF COLUMBIA||8.5%|
Alabama, Alaska, Hawaii, Mississippi, Nevada and Utah do not operate any lottery in their state.
Both the Powerball USA lottery as well as the Mega-Millions lottery are currently at record highs, worth $1568 million and $1.6 billion respectively. Largely both games are fairly similar, $2 being the minimum ticket price and they are both available in the same 44 states. The main difference between them being this:
You do not need to travel to the USA to play Powerball from India. All you need to do is to visit special lottery site and buy tickets online.
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